Digital India Finance Services
Experience the convenience of Digital India Finance Personal Loan – your ultimate solution for all financial needs. Whether it's planned events like weddings, vacations, or home renovations, or unexpected emergencies such as medical procedures, our Personal Loan makes life easier. With a seamless online application process, we ensure quick and hassle-free access to funds, making it the ideal credit option for you.
Apply for an Digital India Finance Personal Loan online today and unlock a world of possibilities. Click here to begin your journey towards financial freedom.
| Rate of Interest | 10.75 % to 24.00% |
| Processing Fees | Upto 4999 + GST |
| Tenure | 03 Months to 72 Months |
| Documents Required | No Documents for Pre-approved Personal Loan |
| For Non Pre-approved - Last 3 Months Bank statements, 2 Latest Salary Slip and KYC |
No matter why you need a personal loan, Digital India Finance can customise the offering for you. If you already have an Digital India Finance account, you can benefit from special rates, charges and offers. Digital India Finance also offers a host of benefits for first-time loan customers Enjoy the flexibility to pick a tenure that suits you and pay back the loan in pocket-friendly EMIs (Use our Personal Loan EMI Calculator to check your monthly outgo)
*Terms and conditions of the insurers shall apply. The policy is offered by HDFC Ergo GIC Ltd.
No matter why you need a personal loan, Digital India Finance can customise the offering for you. If you already have an Digital India Finance account, you can benefit from special rates, charges and offers. Digital India Finance also offers a host of benefits for first-time loan customers Enjoy the flexibility to pick a tenure that suits you and pay back the loan in pocket-friendly EMIs (Use our Personal Loan EMI Calculator to check your monthly outgo)
Lower your personal loan EMIs by doing a balance transfer to Digital India Finance.
To avail of the Digital India Finance Personal Loan, all you need to do is submit the loan application form.
On meeting the eligibility critieria, you will get an offer with the sanctioned amount, tenure of loan and interest rate.Once you accept the offer.
You can also submit the application form online in just a few clicks.
Personal Loan is offered upto ₹40 Lakh. However, basis the loan requirement, one can avail upto ₹75 Lakh subject to eligibility norms.
A CIBIL score above 720 is considered good for sanctioning of Personal Loan.
You pay the loan in equal monthly instalments (EMIs) through ECS or a standing instruction to debit your Digital India Finance account with the EMI amount.
You don't need to provide any security, collateral or guarantor to obtain a Personal Loan from Digital India Finance.
nterest on Personal Loan depends on various factors such as CIBIL score, Repayment History, Principal amount, Tenure.
The Digital India Finance has to incur some costs while processing and sanctioning of loan and hence the processing fee is charged accordingly.
Under the Golden Edge program we offer, upon the payment of a minimum 12 EMIs, the Customer shall have the option to foreclose the loan in full or part towards the outstanding principal amount of the loan without any prepayment charge if the loan is prepaid from own sources.The customer who is having an income >= ₹75,000, and net loan amount >₹10 Lakh is eligible for this offer.
The Digital India Finance incurs the costs towards sourcing of loan accounts, carrying out pre-sanction credit verification, market reference checks etc. These costs are amortized over the normal tenor of the loan and the opportunity to recover this cost is lost when a loan is foreclosed early.
Insurance is the subject matter of solicitation. We recommend you to protect your loan obligation against unforeseen events so that your family should not have the burden to pay back on behalf of you.
We are running special offers on regular basis. You can reach out to our branch / RM to know more about the ROI offering.
Stamp duty is levied by the Indian government and its compulsory to be paid to the government.
The Digital India Finance has to incur some costs while processing and sanctioning of loan and hence the processing fee is charged accordingly.
There is a pre-approved offer that you can avail of through wherein no documents are required. If you are not eligible for a pre-approved offer, documents are required to ascertain the profile and loan eligibility.
You can check the status of your personal loan by using our Loan Status Checker
