Digital India Finance Services
For every business, funding is a key concern and a requisite for scaling up. But getting loans is not that simple, especially for small businesses. This is where Digital India Finance MyBusiness promises to support. Our financial services are aimed at helping you overcome financial constraints and realise your business goals.
To fulfil all your business endeavours; expansion, office renovation, modernisation, automation, equipment purchases, skill development, and more, you need capital. With Digital India Finance Business Loans, specially designed for MSMEs, you can provide your business with the momentum it needs and take it to newer heights. To make things convenient, we guarantee loans at reduced turnaround time for short and long term business needs.
Avail of a loan up to ₹50 lakhs (up to ₹75 lakhs in select locations) without any collateral, guarantor or security, to fulfil your every business need, from business expansion and working capital, or any other personal work
Transfer your existing Business Loan to Digital India Finance for lower EMIs, and enjoy our benefits
It provides Overdraft Facility without any security. Limit is set in a separate Current Account which drops monthly till the end of the tenure. Pay the interest only on the amount utilised.
Check your Business Loan eligibility online or at any branch in just 60 seconds. Loans will be disbursed based on previous repayment of Home Loans, Auto Loans and Credit Cards.
You can repay your loan over a period of 12 to 48 months.
Credit insurance plan protects my family from the debt
*T&C Apply. Loan disbursal at sole discretion of Digital India Finance Ltd.
Digital India Finance offers the lowest interest rates in the market across all segments. As we offer customers an unsecured loan i.e. collateral-free loan, the rate of Interest will be higher as compared to secured products offered by Digital India Finance.
Processing fees are restricted to 2% + GST which is standard across all the products.
Stamp duty collection is mandatory for pre-approved offers as well. Also, the customers must note that stamp duty charges are different for different states.
Customers can foreclose loans after 6 EMI payments. The foreclosure charges are 4% + GST of the outstanding loan amount. The grid defers as per loan tenure.
The minimum lock-in period for Business Loan is 6 months i.e. 6 EMIs paid.
Customers can connect with their local branch if the requirement is higher than the offered loan amount. There will be an additional set of documents that will be required for processing the case for a higher loan amount for which the branch staff will guide you. Loan amount will be subject to eligibility as per documents.
